Credit Curators
Privacy Policy
This Privacy Policy is aligned with the Information Technology Act, 2000 and the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011. It describes our practices regarding the collection, usage, and protection of your personal information and your rights in relation to it. By accessing our website or availing any of our services, you agree to the practices described in this Policy.
The controller of your personal data is Credit Curators. Any entity within our group that interacts with you or provides services may also act as a data controller or processor, depending on the context.
We may collect personal data in various scenarios, including when you:
- Register on our website or sign up for any services;
- Submit an inquiry or engage with us via phone, email, or in person;
- Apply to become a client, partner, or service provider;
- Participate in events or meetings facilitated by us.
Types of data we may collect include:
- Identity and contact details (name, phone number, address, email)
- Professional or employment-related information
- Date of birth, nationality, and tax identifiers
- Financial data such as income or source of funds
- KYC documents (passport, PAN, Aadhaar, etc.)
- IP address and browser metadata
- Information from third-party sources (e.g., credit bureaus, government records)
We process your information for the following purposes:
- To onboard and serve you as a client;
- To perform legal and regulatory checks (including anti-money laundering);
- To manage and deliver our services to you;
- To communicate changes to our offerings or terms;
- To ensure IT and system security;
- To improve our services and analyze usage patterns;
- To send relevant information, newsletters, or marketing communication (based on consent or legitimate interest).
You may opt-out of receiving marketing communication at any time by contacting us.
Where required by law, we will only process your personal data with your consent, or under another lawful basis, including performance of a contract, compliance with legal obligations, or legitimate interests pursued by Credit Curators or third parties.
We may share your information with:
- Our group companies and affiliates;
- Professional advisors, auditors, compliance consultants;
- Technology and service providers assisting with our operations;
- Regulatory or legal authorities upon valid request;
- Law enforcement for investigation or fraud prevention;
- Potential acquirers, in case of a business merger or acquisition.
We do not sell or lease your personal data to third parties.
We may transfer your personal data outside India where our service providers or affiliates operate. In such cases, we ensure that adequate protection measures are in place, aligned with applicable data protection standards.
We implement physical, technical, and administrative safeguards to protect your information against unauthorized access, misuse, or disclosure. Access to your data is restricted to employees and partners who need it for legitimate purposes.
We retain personal information only for as long as required to fulfil the purposes outlined in this Policy or as mandated by law. This typically includes:
- KYC and AML-related data: up to 10 years post-relationship;
- Communication records and meeting logs: up to 10 years;
- Legal documentation and transaction records: up to 10 years;
- Marketing preferences and consent logs: until revoked or updated.
Subject to applicable laws, you have the following rights:
- Access your personal data;
- Correct inaccurate or incomplete data;
- Withdraw your consent (where applicable);
- Object to or restrict processing;
- Request data portability (if applicable);
- Request erasure in certain scenarios;
- Lodge a complaint with the appropriate regulatory authority.
To exercise these rights, please email us at
info@creditcurators.com . We may request verification of your identity before processing your request.
If you share personal data about another individual (e.g., a colleague or associate), you confirm that you have their consent or legal basis to do so. You are also responsible for informing them of the contents of this Privacy Policy.
We may revise this Privacy Policy from time to time to reflect changes in our operations or legal requirements. Updates will be posted on this page along with the revised effective date.
For questions, concerns, or to exercise your data rights, please contact us:
Credit Curators
Email: info@creditcurators.com
Phone: +91 9958468430 || +91 9560965816
Credit Curators